User disagreement

I really wasn't much for reading user agreements, but I've been paying more attention to things like "mandatory arbitration" and "class action waiver".  I get why an Internet company that's a "Freemium" service like Meetup would put this in their user agreement, but our increasing reliance on Internet services suggests these restrictions are going to hit everyone sooner or later.  As a result, it will get harder and harder to have your "day in court" for companies who legitimately screw up.